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Precision Wealth Strategies for Pilots

Welcome to FAPA Financial Services is a firm built by and for pilots. The FAPA brand (Future & Active Pilot Advisors) has been recognized in the commercial airline community since 1972. Countless pilots have utilized our highly skilled team of aviation professionals for career counseling and interview preparation.

We are now bridging the gap between employment incomes and a secure retirement for our members by offering a cost-efficient investment advisory and financial planning system dedicated to professional pilots. FAPA Financial Services (a wholly-owned subsidiary of is a Registered Investment Advisor and is building a network of exceptionally qualified advisors with thousands of hours of financial services experience. FAPA Financial is designed to efficiently coordinate the complexities of both short- and long-term financial strategies for pilots.

FAPA Financial Services Team Members

FAPA Financial Tom SmithThomas Smith, Vice President of FAPA Financial Services, MBA, CFP® is a CERTIFIED FINANCIAL PLANNER ™ professional with an undergraduate business degree from The University of Toledo, Master’s degree in business and finance from Arizona State University, and personal financial planning certificate from Kennesaw State University. Tom started his professional career as a stockbroker with Merrill Lynch and spent 15 years as a Vice President of fixed income securities with both The First Boston Corporation and Lehman Brothers. He is an experienced individual income tax preparer with H&R Block. Entrepreneurial and administrative credentials include founding principal and Chief Financial Officer of a startup environmental contracting company. Formerly held FINRA Series 7 General Securities, and FINRA Series 66 Uniform State Law Licenses (Stock, Bonds, Options, Limited Partnerships, and Mutual Funds), Life and Health insurance license.

To contact Tom, call his cell phone: (404) 769-6144

FAPA Financial - Louis SmithLouis Smith, President of, and Founder of FAPA Financial Services, is a retired Northwest Airlines captain, completing his career flying the DC-10 on international routes. Captain Smith began his airline career with Hughes Airwest in 1976. He holds an Air Transport Pilot (ATP) rating, a Flight Engineer (FE) certificate and is a graduate of the University of Tennessee (Martin). Smith, a veteran of the United States Air Force, flew the C-9A on aeromedical evacuation missions from 1971 through 1974. Over the years, he has been quoted in numerous publications, including The Wall Street Journal, Time magazine, Aviation Week & Space Technology, USA Today and many others. Smith has also appeared on CNN during a live broadcast, on National Public Radio as an expert panelist discussing a pilot labor dispute and on CNBC discussing the pilot hiring market in the U.S. and overseas.


To contact Louis, call his cell phone: (404) 423-1472