FAPA Financial Services Team Members
Thomas Smith, Vice President of FAPA Financial Services, MBA, CFP® is a CERTIFIED FINANCIAL PLANNER ™ professional with an undergraduate business degree from The University of Toledo, Master’s degree in business and finance from Arizona State University, and personal financial planning certificate from Kennesaw State University. Tom started his professional career as a stockbroker with Merrill Lynch and spent 15 years as a Vice President of fixed income securities with both The First Boston Corporation and Lehman Brothers. He is an experienced individual income tax preparer with H&R Block. Entrepreneurial and administrative credentials include founding principal and Chief Financial Officer of a startup environmental contracting company. Formerly held FINRA Series 7 General Securities, and FINRA Series 66 Uniform State Law Licenses (Stock, Bonds, Options, Limited Partnerships, and Mutual Funds), Life and Health insurance license.
Louis Smith, President of FAPA.aero, and Founder of FAPA Financial Services, is a retired Northwest Airlines captain, completing his career flying the DC-10 on international routes. Captain Smith began his airline career with Hughes Airwest in 1976. He holds an Air Transport Pilot (ATP) rating, a Flight Engineer (FE) certificate and is a graduate of the University of Tennessee (Martin). Smith, a veteran of the United States Air Force, flew the C-9A on aeromedical evacuation missions from 1971 through 1974. Over the years, he has been quoted in numerous publications, including The Wall Street Journal, Time magazine, Aviation Week & Space Technology, USA Today and many others. Smith has also appeared on CNN during a live broadcast, on National Public Radio as an expert panelist discussing a pilot labor dispute and on CNBC discussing the pilot hiring market in the U.S. and overseas.
If you would know the value of money, go try to borrow some; for he that goes a-borrowing goes a-sorrowing.
If you know how to spend less than you get, you have the philosopher’s stone.
Old boys have their playthings as well as young ones; the difference is only in the price.
They that will not be counseled cannot be helped. … If you will not hear Reason, she will surely rap your knuckles.
He that is of the opinion money will do everything may well be suspected of doing everything for money.
Drive thy business or it will drive thee.
Who is rich? He that is content. Who is that? Nobody.
If you would be wealthy, think of saving as well as getting.
Early to bed and early to rise makes a man healthy, wealthy, and wise.
If a man empties his purse into his head no one can take it away from him. An investment in knowledge always pays the best interest.